Founded in 2002, Capify is a leading financial technology company that leverages a proprietary underwriting technology platform to provide working capital solutions to businesses including merchant cash advances, business loans and inventory purchase programs. With over twelve years experience in the industry, Capify has become a trusted leader in the industry of alternative small business financing. Headquartered in New York City, with more than 175 employees and an A+ Better Business Bureau (BBB) rating, Capify is a one-stop shop for businesses seeking working capital solutions for their business. Through our online application, Business owners can apply online and receive decisions in 60 seconds or less. We are one of the nation’s largest providers of alternative funding solutions for business and can provide solutions for a variety of business types, including, but not limited:
• RetailersOur two programs-Merchant Cash Advance and Small Business Loan-can help business owners get the money they want. Both offer a valuable solution for owners looking to grow or expand their business while maximizing their potential.
Our Merchant Cash Advance (MCA) program provides you with a sum of capital by purchasing your future credit and debit card sales. Instead of making fixed monthly payments, Capify works with your natural cash flow, automatically deducting a small percentage from your credit/debit card sales until the cash advance is repaid in full.
Our small business loan service is offered through our affiliate, Main Street Business Loans. This program is a non-traditional loan designed to make financing accessible to a wide range of small business types.
Additional benefits of our programs include
• Decision as fast as 60 seconds with our online applicationWe are dedicated to providing you with the personal service and financing that your business needs in order to thrive. We look forward to helping your business reach new heights.
